What do I need to do to secure my loan?

In Australia Enter into your loan contract and receive your money. Buy a vehicle within 60 days. This vehicle will then serve as security for your loan, allowing you to enjoy your lower interest rate. Complete the vehicle details form from your dashboard. You'll also need to attach your Certificate of Insurance, ensuring it: is in your name; is with a reputable insurance company; has comprehensive cover for the vehicle's full value or a minimum of $10,000, whichever is greater; and names “Harmoney Australia Pty Ltd” as an interested party. IMPORTANT If you don't buy a vehicle and complete the vehicle details form within 60 days, your rate becomes a higher unsecured rate. ​In New Zealand Enter into your loan contract and receive your money. Buy a vehicle within 60 days. This vehicle will then serve as security for your loan, allowing you to enjoy your lower interest rate. Complete the vehicle details form from your dashboard. You'll also need to attach your Certificate of Insurance, ensuring it: is in your name; is with a reputable insurance company; has comprehensive cover for the vehicle's full value or a minimum of $10,000, whichever is greater; and names “Harmoney Services Limited” as an interested party. IMPORTANT If you don't buy a vehicle and complete the vehicle details form within 60 days, your rate becomes a higher unsecured rate.