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Harmoney's eligibility criteria in New Zealand

To get a quote in New Zealand:
  • You must be 18 years or older.
  • You must be a New Zealand citizen, Permanent Resident, or Australian citizen.
  • You must have paid employment (which may include self-employment).
  • You need to have a photo identification document handy, such as your valid New Zealand passport or driver’s licence.
  • Your credit file must not have any active defaults, judgments or bankruptcies recorded. You need to borrow at least $2,000.


If you are not eligible now, you may be in the future.